Auto accident victims are often unfamiliar with state laws, which makes them unaware of their rights. Under Ohio’s laws, victims are allowed to file claims with an at-fault party’s insurer to obtain compensation for medical bills, ongoing care, lost income, pain, suffering, and property damage. Though the law gives victims the right to request compensation, they must take certain steps to maximize their settlements.
Document the Accident Scene
Having proof of the other driver’s liability is crucial for getting appropriate compensation after an auto accident. Therefore, it’s important to document the scene if immediate medical attention isn’t required. Take pictures of involved vehicles, road conditions, skid marks, and visible injuries. Get witnesses’ contact information and any statements they may provide.
File a Report
Some victims underestimate the severity of their injuries, so they decline to file a police report. However, this may be a mistake, as some injuries worsen with time. By filing an official report, victims ensure full documentation of the accident scene, and they make it easier for car accident attorneys in Middletown, OH to hold the other party responsible.
Some injuries take time to appear, but a victim may jeopardize their right to gain compensation if they don’t seek immediate treatment. Delays will hurt an accident claim, even if a victim’s symptoms worsen in the future. The other party’s insurer may argue that the claimant is exaggerating their injuries, which makes it harder to win a claim.
Verify the Other Driver’s Insurance Coverage
Ohio requires all drivers to carry proof of financial responsibility or liability insurance, but not all motorists obey the law. If an at-fault driver is uninsured, a victim may be able to use their uninsured motorist coverage to cover the damages. However, if a victim has no such coverage, they’ll have to file a personal injury claim against the other party.
Call an Attorney Today
Car accident attorneys in Middletown, OH have handled hundreds of these cases, and they know how to protect victims’ rights. Fill out the online contact form or call Thorson, Switala, Mondock & Snead LLP to schedule a no-obligation consultation.