Debt is something that most people deal with in their lives. Though many people are able to work through their debts and get them paid off, not everyone is able. If you are drowning in debt and have tried working with your creditors, to no avail, there is help available. You have the right to file for bankruptcy and get the help that you need for your debts. If you have tried everything else and still cannot find relief from your debt, bankruptcy may be your answer.
At Ledford & Wu Bankruptcy Attorneys, you will receive the help that you need in filing for bankruptcy. The attorney will advise you on what information should be brought to your consultation. You will need to make sure that you bring in all of the information that you can on your debts. If any of the debts are left out of the bankruptcy process, you will still be responsible for paying them.
Through the bankruptcy process, each of your creditors will be informed of your intentions to file. This allows them to be present at your bankruptcy hearing, if they choose to be a part of it. At the hearing, the judge will listen to the information presented by your attorney and any of your creditors that are present. He or she will then make a decision on either deny your bankruptcy or approve it.
There are several types of bankruptcy that you can file. Depending on your financial situation, you may have to liquidate your belongings or there may be belongings that you are allowed to keep. In many bankruptcy situations, you are able to keep your car and home. The attorney will help you in deciding which bankruptcy will work best for your needs.
At Ledford & Wu Bankruptcy Attorneys, you will have an advocate on your side, to help you through your financial issues. The attorney will work to file your bankruptcy case and represent you at the hearing. If approved, your debts will be off of your shoulders and you will be able to improve your financial future.