Most individuals are dazed after an automobile accident and don’t know what to do. First of all, they should call 9-1-1 if there are injuries involved. The nearest police agency usually investigates the accident and takes witnesses’ statements. An accident report will be produced based on the investigation. After receiving medical treatment, victims should contact an auto accident injury lawyer in Twin Falls, ID.
Why Is a Lawyer Necessary?
Most attorneys advise clients to use the at-fault party’s insurance in an auto claim. Therefore, the attorney contacts the insurer and sends them a letter of representation. Afterward, the insurer will most likely want to take a statement. The attorney should be present for the recorded statement.
In the past, the other party’s insurance would be slow to deal with at-fault claims. This is what the law describes as acting in bad faith. Fortunately, most states have laws that require insurers to resolve claims regardless of fault. In fact, one can use their own insurance company. However, most people are hesitant to do this for fear of escalating premiums.
What Is Bad Faith?
There are many signs that insurers are acting in bad faith. For example, they may be slow to pay a property damage claim. Property damage is often the first time an auto accident injury lawyer in Twin Falls, ID deals with the insurer. Insurers are supposed to send an adjuster out right away to inspect vehicle damage. An offer to pay should be given quickly.
Another example of bad faith is when the insurer offers less than what it costs to repair the vehicle. Further, insurers can deny claims and refuse to explain why. That’s when having a lawyer comes in handy.
Settling the Case
Attorneys know how to negotiate with insurers and get issues resolved. In fact, the lawyer may even be forced to file a bad faith claim. On the other hand, lawyers want to settle automobile accident cases. That’s because a lawsuit must be filed if no settlement is reached. Unfortunately, it takes a long time for lawsuits to be heard in court. Hopefully, the insurer acts in good faith and offers a settlement that compensates the victim adequately. If you have a case, make an appointment with a lawyer today.