For working professional in the US today, understanding workers compensation is extremely important. Even if you think you are not in a position where you can easily get injured on the job, it is important to know about this type of insurance and how you can benefit from this insurance should you find you get accidentally injured while at work.
First you should keep in mind that workers compensation insurance is not the same as disability insurance or health insurance. In fact, workers compensation is a completely different system and each state has different laws in place that determine the benefits that can be payed to those who are hurt on the job. You should also keep in mind that should you have a workers compensation legal matter on your hands, you will have to deal with a court system that is entirely separate and different than the one used for civil claims and personal injury issues.
Should you find yourself in one of these legal issues, you should also know that you shouldn’t just be calling an attorney, but you should be calling a professional workers compensation attorney for assistance. It is important as the employee or as the family member of an injured or deceased employee that you understand the different benefits that you and your family may be entitled to and the ways in which these benefits can help you pay for medical expenses or losses. The only way to get a true understanding of the ins and outs of this process and to move forward with a case with the best chance of success is to hire a workers compensation attorney.
If you are meeting with the right workers compensation attorney, they will take the time to sit down and offer you a free case evaluation. They will look through the situation at hand and see if you truly have a legal case and if you may be able to win some money to cover your losses. This money is designed to help you cover your medical bills and your loss wages and can be instrumental to the recovery process; especially if you are no longer able to work and earn a living for an extended period of time. However, you will not be able to move forward with a case or even find out if you have a workers compensation case on your hands until you take the time to hire a professional attorney to guide you through this complex process.
Malone & Atchiton are experienced trial attorneys working primarily in the area of workers’ compensation.
