Hiring a bankruptcy lawyer can be one of the best decisions you can make when you are dealing with more debt than you can handle. From the moment you hire your Bankruptcy Lawyer in Belleville IL, he or she takes over all of the details of your case, making it much easier and less stressful on you. This gives you time to sort out the details of your financial mess so you can get on with your life and look towards a brighter financial future.
What Can You Expect Through the Bankruptcy Process?
The first part of the process will involve you supplying all of the needed information to your lawyer. This will include information on the accounts you owe, all of your monthly and yearly income and your owned property. The lawyer will need this information to first decide on what type of bankruptcy you will need to file for. This information will also be listed in your bankruptcy paperwork. If any debts are not included, the creditors will still be allowed to pursue you for the debt. They may even be able to garnish your wages or pursue you in court. This is why your Bankruptcy Lawyer Belleville IL will tell you to be very diligent in providing information on all of your debts, no matter how large or small.
Once all of your paperwork has been filed with the court, a hearing date will be scheduled. This is where your creditors will have the right to respond to your filing status and where your attorney will present the details of your finances. It will be up to the judge to make the decision on whether or not your bankruptcy will be approved. If you are approved, it is very important you adhere to the regulations of your case. If you are to pay monthly payments or undergo credit counseling, you need to make sure you fulfill your part of the case, so your bankruptcy is not overturned.
Knowing what to expect when you hire a bankruptcy attorney can make a big difference in making you feel comfortable through the process.